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Utilize These Tips To Improve Your Credit Score!

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Check Your Credit Report - Credit score repair begins with your credit report. If you haven't already, request a no cost copy of your credit report and check it for errors. If you find errors on any of your reports, dispute them with the credit bureau. 

Setup Payment Reminders - Making your credit payments on time is one of the biggest contributing factors to your credit scores. 

If you have missed payments, get current and stay current - The longer you pay your bills on time after being late, the more your FICO Scores should increase. Older credit problems count for less, so poor credit performance won't haunt you forever. 

Be aware that paying off a collection account will not remove it from your credit report - It will stay on your report for seven years.

Don't close unused credit cards as a short - term strategy to raise your scores

Don't open a number of new credit cards that you don't need, just to increase your available credit - This approach could backfire and actually lower your credit score.