Check Your Credit Report - Credit score repair begins with your credit report. If you haven't already, request a no cost copy of your credit report and check it for errors. If you find errors on any of your reports, dispute them with the credit bureau.
Setup Payment Reminders - Making your credit payments on time is one of the biggest contributing factors to your credit scores.
If you have missed payments, get current and stay current - The longer you pay your bills on time after being late, the more your FICO Scores should increase. Older credit problems count for less, so poor credit performance won't haunt you forever.
Be aware that paying off a collection account will not remove it from your credit report - It will stay on your report for seven years.
Don't close unused credit cards as a short - term strategy to raise your scores
Don't open a number of new credit cards that you don't need, just to increase your available credit - This approach could backfire and actually lower your credit score.
Loan amounts and requirements subject to change. Restrictions may apply. You must be an Illinois resident to qualify for this loan. By submitting a short application you agree to receive email, phone and text correspondence.
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Consumers Beware: Please be on the alert for scam artists using the company name, iSpeedy Loans, or company website, www.iSpeedyLoans.com, in an attempt to defraud you of money. iSpeedy Loans will never ask you to forward a payment before issuing you a loan or on condition of issuing you a loan. If you receive a suspicious call or email, please contact our customer service department at (866) 977-3339 to verify its authenticity before sharing any confidential information. Thank you